Capital Ideas - Independent Financial Advisors
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Capital Ideas is a trading style of Financial Horizons Ltd which is authorised and regulated by the Financial Conduct Authority, FCA reference No 587075.  Registered in England, company No 07714109.  Registered office 77 Woodcrest Road Darlington DL3 8EE


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What we cover

Repaying Debt

Why, you may ask, is repaying debt shown as a possible alternative investment?


Quite simply, the interest that you pay on debt is likely to be at least 3% higher than the amount that you may earn on deposit.  Additionally, the interest that you earn on deposit is likely to be taxable, reducing the investment return further.


So by paying off your debts you are likely to be better off compared to keeping money safely invested, but there may be reasons why you want to invest instead of repaying your debts:



When thinking about investing, always consider paying off your debts.


For help in planning your finances, contact us.

Debt Relief